Joseph Sturniolo– Educator | Author | Wealth Transfer Strategist
With over 43 years of experience, Joe is a nationally recognized expert in wealth transfer, legacy planning, and retirement strategy. He has advised successful individuals and families in more than 15 states, helping them achieve financial security, tax efficiency, and intergenerational wealth preservation.
A respected educator, author, and speaker, Joe’s insights have been featured in the Wall Street Journal, Investment Advisor Magazine, Financial Planning Magazine, and the Denver Business Journal. He served as a regular columnist for the Rocky Mountain News Senior Section and has been a featured panelist for both The Denver Post and The Rocky Mountain News.
Known for making complex financial ideas accessible and actionable, Joe was also a familiar voice on Denver radio for years, delivering daily market commentary on stations like KNUS, KHOW, and KVOD. He’s been interviewed by over 30 radio stations nationwide, covering topics such as:
Retirement planning – discovering purpose and defining legacy
Transition planning – understanding the "why" behind wealth
Tax minimization strategies
Multigenerational financial planning
Joe continues to serve clients through a personalized, consultative approach, offering customized wealth management strategies that focus on:
Income stability during retirement
Reducing income, capital gains, and estate taxes
Safeguarding wealth across generations
His guidance is rooted in deep expertise, a passion for education, and a commitment to helping clients align their financial plans with their values, vision, and legacy.